Accelerate Digital Claims Management and Improve Policyholder Loyalty

In a competitive insurance market, retaining policyholders and processing claims quickly are critical differentiators. Luware Nimbus transforms customer and agent experiences by unifying complex systems and intelligently routing high-value interactions natively within Microsoft Teams.

CX challenges in the insurance industry

The insurance industry faces unique pressure to balance regulatory compliance and risk management with the demand for faster, more personalized policyholder service.

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The easy way to modernize policyholder communications

The current landscape of policyholder communication often leads to frustrating delays and inefficient agent workflows. This comparison illustrates how Luware Nimbus, built on Microsoft Teams, fundamentally changes that dynamic compared to traditional contact center solutions.

The Luware-way

Without Luware

Intelligent, skill-based routing

Calls are routed based on specific criteria like insurance plan, account size, or geolocation to the agent with the highest skill level on that topic.

Rigid, menu-based routing (IVR)

Customers must navigate long, confusing phone menus and often end up with the wrong department, forcing multiple transfers.

Automatic transcription and summarization

Every call is transcribed and summarized using AI, with the data automatically populated into the CRM or ticketing system.

Manual documentation and note-taking

Agents spend significant time taking notes during sensitive calls, which distracts them from the customer and risks incomplete documentation for compliance.

Preferred agent routing

Large clients or high-value policyholders are automatically routed to their dedicated case handler or account manager, strengthening relationships.

Random agent selection

Customers are connected to the next available agent, often leading to a lack of continuity and requiring them to repeat their information.

Omnichannel unification in Teams

All communication channels (voice, WhatsApp, live chat, SMS) are handled via one interface natively in Microsoft Teams, improving agent productivity and reducing effort.

Multiple siloed interfaces

Agents must switch between different systems for calls, chat, and email, slowing down resolution and making comprehensive reporting difficult.

Contextual screen pops and follow-up cards

Interaction history is automatically popped on the agent's screen, and adaptive cards offer follow-up tasks like sending claim forms, ensuring no action is missed.

Manual CRM search

Agents must manually search the CRM when a call connects, and critical follow-up actions are reliant on agent memory or manual ticketing systems.

No time to read?

Connect with one of our insurance specialists to discuss your challenges and discover how our solutions can help you achieve your goals. 

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Talk to an Expert

Trusted by leading insurance organizations

Insurance is built on trust, and operational efficiency is the foundation of that trust. Our customers leverage Luware Nimbus to standardize service, accelerate claims processing, and strengthen policyholder relationships, leading to measurable improvements in efficiency and customer satisfaction. The following example demonstrates how leading insurers achieve consistent, high-quality service across complex organizations. 

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"With Luware Nimbus we can react very quickly to changing customer needs. The solution is very simple, and we can change many things ourselves. For example, if a department is overloaded, we can immediately redirect the calls to another service line and control the prioritization ourselves."

Sonja Rupf
Generali Switzerland

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Drive efficiency and better claims management with Luware

Luware Nimbus helps insurance providers modernize their communication workflows by connecting AI, external systems, and human agents to handle policyholder queries faster, from initial contact to claim closure.

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Intelligent call routing

The Luware Nimbus Virtual User gathers initial claim details using AI/Text-to-speech, increasing the accuracy of call routing from 75% to 96% and significantly reducing customer wait time.

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Transcription and summarization

All calls are fully transcribed and summarized using copilot studio, and automatically logged in the CRM/Ticketing System, ensuring full agent focus is on the customer and not documentation.

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Handling omnichannel tasks

The system offers omnichannel functionality, routing tasks like WhatsApp, SMS, live chat, and emails with the same intelligence as voice calls, all within a single Microsoft Teams interface. 

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Proactive follow-up

Luware can be used to offer agents follow-up tasks (e.g., send claims form or arrange a follow-up call) to ensure necessary actions related to the claim are not missed. 

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Parameter-based routing for risk and compliance

Calls can be routed based on parameters like account size or insurance plan, ensuring high-value or complex claims are immediately directed to the most skilled agents.

Compliance-first communication for peace of mind

For insurance providers, maintaining strict compliance is non-negotiable. Luware Nimbus is built on Microsoft Teams, leveraging the platform's security and integrating transcription and audit trails to support global regulatory requirements, from Solvency II to regional data protection laws.

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Key Metrics In Insurance Contact Centers

Approximately 31% of policyholders who made recent claims were dissatisfied with their experience, with 60% citing settlement speed as a primary cause. This dissatisfaction puts up to $170 billion of global premiums at risk by 2027.

How Luware can help: By implementing Intelligent Call Routing and AI-powered Transcription/Summarization, Luware Nimbus helps insurers process claims faster. Agents get contextual screen pops upon answering, reducing time spent on documentation and accelerating the time to first action. 

Source: Accenture

82% of customers prefer using mobile apps for policy management, and AI-powered virtual agents handle up to 70% of initial claims inquiries, reducing the burden on human teams.

How Luware can help: The Luware Virtual User handles initial, fact-based inquiries—such as claim or payment status checks—autonomously. This immediately reduces call volume during busy periods, freeing up specialized human agents for complex and urgent cases. 

Source: Computer Science & IT Research Journal (2024), Coinlaw.io 

In insurance, every 1% improvement in First Contact Resolution (FCR) correlates with a 1% increase in customer satisfaction and a 1.4-point boost in Net Promoter Score (NPS).

How Luware can help: Skill-Based and Preferred Agent Routing ensure customers with complex issues (e.g., high-value claims or specific insurance plans) are routed to the most qualified agent with their full history instantly available. This focus on FCR drives loyalty, as 62% of claimants with a good experience remain customers. 

Source: SQM Group

Frequently asked questions about insurance contact center solutions

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See it in action

Based on your specific needs, we will tailor a walkthrough of the features that will help you the most. 

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